Debt Coverage Ration (DCR)

The debt coverage ratio (DCR) of an income property measures its ability to cover monthly payments. It is defined as the ratio of net operating income over the loan payments. A DCR of less than 1.0 means that there is insufficient cash flow generated by the property to cover required debt payments.

Make Money while helping people save money

As some of you may already know PECO and PP&L are now deregulated in Pennsylvania. That means that they will start having competition, which means savings for consumers. I have signed up to market a discounted electric energy source. Who isn’t interested in saving money on their next electric bill?

Not only will you save but nothing else will change. You still get billed from your same energy company. You still get service from your same energy company. PECO is even advertising that you switch. They only want to provide the transmission and distribution of electricity, not the production.

Give me a call or email and let me help you save money. It takes 5 minutes of your time to switch. You just need the information from your current bill.

So if nothing changes except the savings, what are you waiting for? I made the switch and so did my family and nothing changed….really!!!

My email is ktmsunrise@gmail.com.  My cell is 610-220-5519


So far, the states that have deregulated are Texas, Georgia, Pennsylvania and Maryland.....more to come.

New Venture with Ignite

I took the step to venture into network marketing. I am so excited to have this opportunity so I can get to the next step in my plan to become free and clear. Ignite has training, support, and lots of communcation with others who have already climbed to the top. Energy is something we all need and use without even thinking. Why not make money on something guaranteed that people will use over and over and keep as an important part of their everyday budget.  It is a win/win!!       Check it out

Opportunities are everywhere!!!

Believe